Utilize este identificador para referenciar este registo: http://hdl.handle.net/10451/17875
Título: Mobile Money: Financial Globalization, Alternative, or Both?
Autor: Taylor, Erin Brooke
Palavras-chave: Sistema financeiro
Comércio electrónico
Economia global
Data: 2015
Editora: Institute of Network Cultures
Citação: Taylor, E. B. (2015). Mobile Money: Financial Globalization, Alternative, or Both? . In Geert Lovink, Nathaniel Tkacz, and Patricia de Vries (Eds.), MoneyLab Reader: An Intervention in Digital Economy, Amsterdam: Institute of Network Cultures, pp. 244-256. ISBN: 978-90-822345-5-8. Retrived from: http://networkcultures.org/wp-content/uploads/2015/04/MoneyLab_reader.pdf
Resumo: Mobile money, and indeed microfinance generally, seems to generate strong opinions. After giving a presentation about mobile money in Haiti at the MoneyLab conference in March 2014, an audience member asked me a loaded question that stopped me in my tracks. ‘But according to what I’ve read, mobile money has pretty much failed everywhere,’ he said, ‘Do you think that’s true for Haiti?’ My mind flashed back to a thousand memories from my fieldwork in Haiti: women receiving conditional cash payments from Mercy Corps via Voilá’s mobile money service; T-Cash, in Saint Marc; vendors paying the rent on their market stalls in Port-au-Prince via Digicel’s TchoTcho Mobil; my friend and assistant Emmanuel, who lives on the Dominican side of the border with Haiti, receiving money from his cousin to pay her Sky television bill; many others who use their mobile money accounts as a safe place to store cash. How do you judge the success of mobile money? Success according to whom? In a conference about financial alternatives, ‘success’ is a slippery subject. It might mean rapid uptake, giving millions of users access to formal financial tools for the first time. But it could also mean the exact opposite: mobile money is a way of incorporating people into the formal global financial system, and many people at this conference were present to discuss ways of opting out of this very system.
URI: http://hdl.handle.net/10451/17875
ISBN: 978-90-822345-5-8
Versão do Editor: http://networkcultures.org/wp-content/uploads/2015/04/MoneyLab_reader.pdf
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